Best Flexible Reward Point Credit Cards for Utah Travelers

NOTE: We work hard to keep all credit card information on Salt City Reward Travel up to date and accurate. That being said, credit card issuers frequently change offer details so it is important that you ALWAYS verify current offer details directly on the issuer’s site using the links below. The information below was collected by Salt City Reward Travel and was not provided by the card issuer.

Chase Sapphire Preferred® Card

current offer

Earn 75,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

  • 5x on travel purchased through Chase Travel (SM)
  • 3x on dining
  • 3x on vacation homes
  • 3x on gas and EV charging
  • 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs)
  • 2x on all other travel purchases
  • 1x on all other purchases
  • Annual Fee: $95
  • Purchase Intro: APR – N/A
  • Regular APR: 19.24%-27.49% variable
  • Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel.
  • Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Emergency Evacuation and Transportation.
  • One year of complimentary Apple TV when activated by December 31, 2026 – a value of $156.
  • Complimentary DashPass which unlocks $0 delivery fees and lower services fees for 12 months when you activate by December 31, 2027. Plus, a $10 promo each month on non-restaurant orders.
  • Receive one statement credit of up to $120 every four years as reimbursement for Global Entry, TSA Precheck® or NEXUS application fee.
  • Member FDIC

CURRENT OFFER

Earn 20,000 Miles one you spend $500 on purchases within 3 months from account opening.

  • Unlimited 1.25x miles on every purchase
  • 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel
  • Annual Fee: $0
  • Purchase Intro: APR – 0% intro on purchases, period: 15 months
  • Regular APR: 18.49%-28.49% (Variable)
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn.
  • Use your miles to get reimbursed for any travel purchase – or redeem by booking a trip through Capital One Travel.
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app
Citi Strata Premier® Card

CURRENT OFFER

Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening.

  • 10x on hotels, car rentals, and attractions booked through CitiTravel.com.
  • Earn 3 points per $1 spent on air travel and other hotel purchases.
  • Earn 3 points per $1 spent on restaurants.
  • Earn 3 points per $1 spent at supermarkets.
  • Earn 3 points per $1 spent on gas and EV charging stations.
  • Earn 1 point per $1 spent on all other purchases.
  • Annual Fee: $95
  • Purchase Intro: APR – N/A
  • Regular APR: 19.49%-27.49% (Variable)
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card.
  • No foreign transaction fees on purchases.
AMEX Gold

CURRENT OFFER

You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new card in your first 6 months of membership. Welcome offers vary and you may not be eligible for this offer.

  • 4x points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1x points for the rest of the year.
  • 4x points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1x points for the rest of the year.
  • 5x points on prepaid hotel stays booked through AmexTrave.com or Amex Travel App.
  • 3x points on flights booked through AmexTRavel.com, the Amex Travel App, or purchases directly from airlines.
  • 2x points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com
  • 1x point per dollar spent on all other eligible purchases.
  • Annual Fee: $325
  • Purchase Intro: APR – N/A
  • Regular APR: See pay over time APR
  • Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $84 Dunkin’ Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
  • Enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional drive at no additional cost, and vehicle upgrades. Benefit enrollment and Hertz Gold+ registration are required.
  • $100 credit towards eligible charges at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or Amex Travel App.
  • No Foreign Transaction Fees.

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