Best Beginner Friendly Credit Cards for Reward Travel

Chase Sapphire Preferred® Card

Limited Time Offer

Earn 100,000 bonus points after you spend $5,000 on purchases in the first three months of account opening.

  • 5x on travel purchased on Chase Travel portal
  • 3x on dining
  • 3x on vacation homes
  • 3x on gas and EV charging
  • 3x on top streaming services
  • 3x on online groceries (excluding Walmart, Target, and wholesale clubs)
  • 2x on all other travel purchases
  • 1x on all other purchases
  • Annual Fee: $95
  • Purchase Intro: APR – N/A
  • Regular APR: 19.24%-27.49% Variable
  • Earn up to $100 statement credits each account anniversary year for hotel stays through Chase Travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get a year of complimentary Apple TV when activated by December 31, 2026 – a value of $156.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a minimum of one year when you activate by December 31, 2027. Plus, a $10 promo each month on non-restaurant orders.
  • Receive one statement credit of up to $120 every four years as reimbursement for application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
  • Transfer points to leading airline and hotel loyalty programs.
  • Member FDIC
Capital One Venture Rewards Credit Card

CURRENT OFFER

Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.

  • 2 Miles per dollar on every purchase, every day.
  • 5 Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • Annual Fee: $95
  • Purchase Intro: APR – N/A
  • Regular APR: 19.49%-28.49% (Variable)
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn.
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase – or redeem by booking a trip through Capital One Travel.
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app
Citi Strata Premier® Card

CURRENT OFFER

Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thank you.com

  • 10x on hotels, car rentals, and attractions booked through CitiTravel.com.
  • Earn 3 points per $1 spent on air travel and other hotel purchases.
  • Earn 3 points per $1 spent on restaurants.
  • Earn 3 points per $1 spent at supermarkets.
  • Earn 3 points per $1 spent on gas and EV charging stations.
  • Earn 1 point per $1 spent on all other purchases.
  • Annual Fee: $95
  • Purchase Intro: APR – N/A
  • Regular APR: 19.49%-27.49% (Variable)
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card.
  • No foreign transaction fees on purchases.

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